What is the PROBLEM with COVERING the Health Care COSTS?

 It is a Common BELIEF that you NEED a Health Insurance to COVER Health Care COSTS.  There are also PEOPLE with PRECONDITIONS that Have DIFFICULTY Getting Health Insurance.

There are Times when a Patient does not Have a Health Insurance, but Agrees to Pay Health Organization Fees by CASH EQUIVALENT Funds.  The Patient Receives a BIG BILL, which is FAR GREATER than any Health Insurance Would Pay, and Sends a Reasonable amount of Money to Health Organization.  If the Organization ACCEPTS the amount, they will stop COLLECION Efforts.  Consider that the amount that Patient Pays May be Higher than the Insurance would Pay.

The Solution to prevent OVERCHARGING Patients is Simple, Health Organizations should ACCEPT that they RUN a BUSINESS in the Health Care Sector.  Moreover, Health Organizations should OBEY Best BUSINESS Practices, Operating Health Care Organization.  One Recommendation to this would be, is to DISPLAY ALL Prices for Services Up Front, analogous to presenting MENU at a Restuarant.  If the Organization Has Problem with it, Hire a BUSINESS MANAGER who can ESIMATE Equipment and Labor Costs, and SET FIXED PRICES for Services Accordingly.  This Arrangement Will even Help Patients with PRECONDITONS.  Just Pay CASH EQUIVALENT Amount when you get an Invoice.  It Might be less expensive than Buying Health Insurance.